Does MultiPlan Cover Mental Health Services in Tennessee?

Depending on your insurance provider, the MultiPlan network of healthcare providers may be able to cover mental health services.

MultiPlan is a network of medical facilities and doctors, including mental health doctors & psychologists, that health insurance plans employ to give members access to a wider range of healthcare providers while offering discounted services. MultiPlan is not a health insurance provider, and they do not administer benefits.

How to Verify MultiPlan Mental Health Benefits

Athena Care is in-network with most major insurance plans. The best way to determine if your healthcare plan is part of the Multiplan Tennessee network is to call your insurance provider or contact us below. One of our care coordinators can help you navigate your health insurance for mental health services and help you get the care you need.

Jump to Section

• How to Verify MultiPlan Mental Health Benefits
• Which Mental Health Services Are Covered by MultiPlan Insurance?
• Which Mental Health Conditions Are Covered by MultiPlan Insurance?
• How To Find Mental Health Services & Providers Near Me in Tennessee?
• About MultiPlan Health Insurance
• Does MultiPlan Insurance Cover Online Therapy?
• What Services & Treatments Are Not Covered by MultiPlan?
• How Much Do Mental Health Services & Testing Cost?

Which Mental Health Services Are Covered by MultiPlan Insurance?

MultiPlan mental health insurance is provided by your specific insurance carrier and not MultiPlan, the network of doctors and facilities. The following is a partial list of behavioral and mental health services that your health plan may cover:

• Ancillary Therapies
• Electroconvulsive Treatment (ECT)
• Therapy treatment
• Psychological Testing
• Transcranial Magnetic Stimulation

Which Mental Health Conditions Are Covered by MultiPlan Insurance?

Your health insurance plan, which may be part of the MultiPlan network, may cover the following mental health conditions in Tennessee:

• Autism Spectrum Disorder
• Anxiety
• Gender Dysphoria
• Depression
• Post-Traumatic Stress Disorder (PTSD)
• Substance Use Disorders

How To Find Mental Health Services & Providers Near Me in Tennessee?

With Athena Care, gaining access to mental health assessments and treatments in Tennessee has never been easier. A care coordinator can assist you at one of our various Tennessee locations. Athena Care mental health clinics are open Monday through Friday, 7:00 a.m. to 6:00 p.m.

When choosing MultiPlan behavioral health or mental health providers, it’s important to keep the following in mind:

• Education, training, license, and years of experience
• Specialties and services offered
• Treatment methods and philosophies
• Insurance companies they work with
• Office hours
• Pricing
• Session length

Also, don’t be afraid to ask questions during your MultiPlan behavioral health provider search.

Here, you’ll find a list of practitioners organized by city and information about their backgrounds and specialties.

About MultiPlan Health Insurance

MultiPlan is not a health insurance provider, and they do not administer benefits. Instead, MultiPlan is a network of medical doctors and facilities that health insurance companies use to give their members access to a wider range of healthcare providers that offer discounted services. MultiPlan’s services help more than 700 healthcare payors in the United States save more than $19 billion per year.¹

In addition, MultiPlan partners with Private Healthcare Systems (PHCS) in order to have access to its PPO network. PHCS is a health insurance firm covering medical and behavioral health treatment for millions of people across the country.²

Does MultiPlan Insurance Cover Online Therapy?

MultiPlan is not an insurance company, but your healthcare plan, which may fall under the MultiPlan network, may cover online therapy.

What Services & Treatments Are Not Covered by MultiPlan?

Your specific insurance carrier will provide details about services and treatments that are not covered. One of our expert care coordinators can assist with contacting your healthcare provider for more information after you fill out our free and confidential online insurance verification form.

How Much Do Mental Health Services & Testing Cost?

Costs can vary depending on your specific healthcare plan’s mental health coverage and personalized treatment needs. The following are average costs for therapy, though they may vary by location and other variables. Therefore, they may not reflect the actual cost of treatment or what you may pay.

For example, In the United States, the typical cost of psychotherapy ranges from $100 to $200³ a session, dependent upon the state and the length of the session. In addition, you’ll most likely have a co-pay with health insurance, which can range from a few dollars to $50 or more every session.

Cognitive Behavioral Therapy (CBT) sessions are typically 45+ minutes long and cost between $100 and $200 per session, while Dialectical Behavioral Therapy (DBT) usually consists of a weekly individual therapy session, a weekly group therapy session, and weekly phone conversations. DBT costs vary depending on the type of services rendered.

Such factors, like whether the therapist is in-network or out of network, can influence your out-of-pocket cost.

Even with insurance, you will normally have to pay some or all of your medical expenditures until your total medical expenses reach the deductible. Then, depending on your plan, you may be required to pay a co-pay or coinsurance for each treatment.

Some therapists will work with patients on a sliding scale for those who do not present insurance. If you find a therapist who offers a sliding scale payment plan, they will most likely base the cost of your sessions on your income. This sliding scale can also vary from therapist to therapist.

Sources

1. “Our Company.” MultiPlan Corporation, 2022, https://www.multiplan.us/company/
2. “Information for Health Plan Members.” MultiPlan Corporation, 2022, https://www.multiplan.us/members/
3. Lauretta, Ashley. “How Much Does Therapy Cost?” edited by Alena Hall, Forbes Health, 2021, https://www.forbes.com/health/mind/how-much-does-therapy-cost/

Other In-Network Insurance Providers

Aetna
Ambetter TN
Blue Cross Blue Shield
Cigna
Evernorth
Medicare
Optum
PHCS
TRICARE
United Healthcare
Vanderbilt